Payment & Finance Options
At Artico Interiors, we offer flexible payment options to help you spread the cost of your furniture purchases.
Depending on eligibility, you can choose from Klarna, PayPal Pay in 3 and Shop Pay Installments at checkout.
All payment options are subject to the relevant provider's terms and conditions.
Klarna – Pay in 3
Spread the cost of eligible purchases over three interest-free instalments.
Payments are managed by Klarna and are subject to eligibility and applicable terms.
PayPal – Pay in 3
PayPal Pay in 3 allows eligible customers to split purchases into three interest-free payments.
The first payment is taken at checkout, with subsequent payments normally collected monthly.
Availability is subject to PayPal's eligibility criteria and terms.
Learn more about PayPal Pay in 3
Shop Pay Installments – Pay Over Time
Shop Pay Installments lets eligible customers spread the cost of qualifying purchases over time.
Available repayment options and terms are shown during checkout.
Important financial information
Shop Pay Installments offers credit in partnership with Affirm as lender. Affirm provides unregulated credit, subject to a credit check and minimum spend, which may vary. Terms apply. UK residents only, 18 and over with a debit card. A deposit is required at checkout. Missed payments could affect your financial status.
Learn more about Shop Pay Installments
Regulatory Information
Credit is offered by Shopify International Ltd. (FRN: 1031087) in partnership with Affirm UK Limited.
Shopify International Limited is an Appointed Representative of Affirm U.K. Limited, trading as Affirm, which is authorised and regulated by the Financial Conduct Authority (FRN: 756087).
Affirm’s company number is 10199101 and its registered office is at C/O TMF Group, 1 Angel Court, 13th Floor, London, EC2R 7HJ.
Frequently Asked Questions
Can I choose my preferred payment method?
Yes. Available payment options are displayed at checkout, subject to eligibility.
Are payment options available on every product?
Availability may depend on the purchase amount, payment provider and individual eligibility.
Who manages my instalment payments?
Payments are managed by the finance provider you select. Artico Interiors does not make lending decisions.
What happens if I return an item?
Refunds are processed according to our returns policy and the applicable payment provider's terms. Your provider will manage any necessary adjustments to your repayment plan.
© 2026 Artico Interiors.
